The F-1 Visa Student School requires students to provide medical insurance certificates when registering each academic year, otherwise they cannot register, which means that the students are mandatory for health insurance (美国医疗保险). For international students with an F-1 visa, the first choice is definitely to participate in the school’s student medical insurance plan, which is the exclusive insurance plan that the school provides to the students who want to study in U.S. also known as美国留学. However, if you have graduated from school and luckily win the H-1B lottery (h1b抽签), and work under h1b visa (also known as (美国h1b签证) or applied green card（also known as 移民排期, you will have to choose your own insurance plan, such as huhu insurance (also known as 虎虎保险).
When you find that other insurance companies have more desirable plans or more affordable prices, and want to buy off-campus insurance, you can choose Waive school insurance, usually start two weeks before the start of the school. For specific information about the school, you can go to the official website of Student Health Center / Services and find the sub-menu of Insurance – waive.
Re-submit this year’s Waive application every year. Before that, be sure to see if the school has requirements for international students to purchase off-campus insurance.
Usually much cheaper than on-campus insurance ($1,000 or so a year), the downside is that reimbursement is more troublesome. The specific amount of insurance depends on your age, project duration and time of purchase plan. The older you pay, the more expensive you are. The shorter the project and the length of the purchase, the more expensive the premium. The “Three Royal Family” medical insurance that is often bought by Chinese students in the United States includes: